Boat / PWC Insurance

You’ll want boat insurance no matter how or where you use your boat. That way, you’ll have a peace of mind when you’re out on the water.  At Millennium Insurance, we will find you a secure boat insurance policy to suit your needs.

Whether your boat is on the water, at your home, or in a storage facility, you want to get it protected.  A boat policy typically covers you from damage caused by:

  • a collision
  • sinking
  • an accident
  • malicious mischief
  • vandalism

Most boat policies cover physical damage to:

  • the hull
  • sails
  • machinery
  • furnishings
  • most on-board equipment
  • boat trailer for damage from an external cause.
Additionally, a boat policy can provide coverage for damage to another boat or a dock, and for bodily injury or death to another person as a result of your negligent operation or ownership of the boat. It may also provide coverage for medical payments to others and coverage against injury to you caused by an uninsured boater.